BELOBABA Financial Services UAB, number 306302649, 04111 Vilnius, Architektų g. 56-101, Lithuania, presents an advanced, fully compliant Payments and Banking as a Service solution, seamlessly integrating fiat and digital assets into a unified and intuitive application processing interface (API). Utilizing a collaborative multi-partner strategy, we have streamlined the intricate fiat/crypto landscapes, empowering both individuals and businesses with innovative financial tools.
Fiat assets represent traditional money that has been declared legal tender by a government. These include currencies like the US dollar (USD), the euro (EUR), and the British pound (GBP). Fiat money is not backed by physical commodities but by the trust in the issuing government.
Digital assets are any assets that exist in digital form and are exchanged or stored on a blockchain. These include cryptocurrencies (e.g. Bitcoin, Ethereum), stablecoins (e.g. USDC, USDT), Central Bank Digital Currencies (CBDCs), and non-fungible tokens (NFTs). They are decentralized, traceable, and offer new models of value storage and transfer.
Tokenization is the process of converting ownership of a physical or digital asset into a blockchain-based token. It allows for easier transferability, fractional ownership, increased liquidity, and reduced transaction costs. Real estate, art, shares, and more can be tokenized to enable more efficient investment access.
A custody account is a secure account where digital or fiat assets are held by a qualified custodian on behalf of the customer. It is designed to safeguard assets from misuse, theft, or mismanagement. BELOBABA partners with licensed custodians to ensure the highest standards of protection and regulatory compliance.
Opening a personal account with BELOBABA is fully online and fast. You will need a valid government-issued ID, a proof of address (such as a utility bill), and in some cases, a short video verification. The onboarding process follows strict KYC/AML protocols and usually takes just a few minutes to complete.
There is no cost to open a personal account with BELOBABA. Account maintenance and transaction fees may apply depending on the services you use. A detailed fee schedule is available in our platform, and many fees can be reduced or waived through holding GKHAN tokens.
You can deposit money into your BELOBABA account by transferring fiat currency via bank wire (SEPA or SWIFT) or by sending digital assets from your crypto wallet. Our system supports major cryptocurrencies and stablecoins, as well as EUR and GBP deposits through partner banking rails.
Withdrawals from your BELOBABA account can be made through bank transfers or crypto transfers. You can send fiat to your traditional bank account (SEPA/SWIFT) or transfer digital assets to any supported wallet address. All withdrawal requests are subject to verification and security checks.
BELOBABA applies competitive real-time exchange rates based on market data. We work with liquidity providers to offer fair pricing with full transparency. All rates are visible in the platform before executing a transaction, and we do not apply hidden fees or spreads.
A Qualified Custodian is a financial institution legally authorized to hold assets on behalf of clients. This includes banks, brokers, and trust companies that meet strict regulatory requirements. In the context of digital assets, qualified custodians are responsible for the secure storage and segregation of client funds, protecting them in the event of bankruptcy or insolvency.
BELOBABA is not an FDIC-insured depository institution or bank. We operate as a financial services platform in partnership with licensed banks and custodians. While we prioritize security and compliance, FDIC insurance applies only to US-based bank accounts within insured institutions.
No. BELOBABA does not engage in re-hypothecation, lending, or borrowing of customer digital assets. All client assets remain under secure custody, and we do not use them for third-party operations or leverage exposure. Our model is designed to protect asset integrity and transparency.
BELOBABA provides a financial services platform that allows users to manage, store, and exchange fiat and crypto assets. While we are not a centralized exchange, we provide connectivity to liquidity partners that enable buying, selling, and converting between assets directly from the user dashboard.
BELOBABA serves individuals, companies, investors, and institutions that seek flexible and secure financial solutions combining fiat and crypto. Our clients span from digital asset beginners to sophisticated investors and business users operating globally across multiple jurisdictions.
Yes. BELOBABA offers API-based tools and commercial support that allow businesses to integrate payment, custody, and settlement functionalities. We facilitate access to trade desks, tokenization processes, and custom solutions tailored for commercial and fintech applications.
No. BELOBABA is not contractually obligated to accept, process, or settle all trade requests. All transactions are subject to compliance, risk assessment, and operational feasibility. We reserve the right to decline or delay requests to ensure platform integrity and client protection.
Yes. BELOBABA is a security-first platform. We combine institutional-grade custody, end-to-end encryption, multi-signature protocols, and 24/7 monitoring. Our team includes cybersecurity experts with years of experience in banking, defense, and blockchain security. Customer assets are never commingled and are protected against unauthorized access.