Beginners Club
For people who want to test the waters with smart savings on every swipe.
Free
- Smart Savings on every purchase
- Automatic Round-Ups (low band)
- Multi-currency wallet
- Card waitlist
Memberships
One card. One membership. One growth path.
Four tiers built to compound. Pick where you are, move when you're ready. Every tier ladders into the next without losing what you've earned.
Savings Club
For people who already save — and want to grow what they save.
$150/ month
- Everything in Beginners
- Automatic Round-Ups (medium band)
- Auto lottery entry up to $20,000 / month
- Bronze card included
Millionaire Club
For those compounding seriously and want access to KHAN.
$1,500/ month
- Everything in Savings
- Automatic Round-Ups (high band)
- Access to KHAN Fund
- Premium card included
- Quarterly letter from the desk
GKN Club
For top-decile holders. Concierge banking with direct access.
$10,000/ month
- Everything in Millionaire
- Platinum unlimited card
- Top 10% CRS reward pool
- Direct line to a senior advisor
- Private onboarding with the partners
Not sure which tier?
A 15-minute call will tell you in seconds.
A licensed advisor reviews your situation and points you to the tier that pays for itself fastest.