Yourmoneyshouldnot sitstill.
Turn on yield over your balance with one tap. No lockup. No custody. No complexity.
In the app
Put your balances to work while you are not using them.
Fiat and crypto, in the same app. Two account options, one tap away from your existing balance.
Total wealth
$24,850.00
Fiat
$12,400.00
Crypto
$8,230.55
Cards
$1,000.00
Gold & Silver
$3,219.45
The two strategies
+ $4.12 · Accrue daily. Withdraw whenever you want.
The problem
Idle money loses value every single day.
Traditional banks pay between 0% and 0.45% on your deposits. The most advanced neobanks reach 3.8%. BELOBABA offers up to an estimated 8–10% per year — with the same liquidity as a current account.
Estimated annual yield
How it works
One tap. Your balance goes to work.
Connect your balance — fiat or crypto
Apply yield to any balance you are not about to spend. Fiat accounts: USD, EUR, AED, MXN. Crypto wallets: Ethereum, Solana and every network supported by BELOBABA.
Choose your strategy
You decide the level of risk and return. We handle the rest.
Accrue daily. Withdraw whenever you want.
Yield accrues daily. No lockup periods. Withdraw at any moment.
Your crypto earns too
You do not have to sell your crypto to earn more.
Double upside
Your crypto assets appreciate with the market. And on top of that they generate additional yield. Two sources of return, one single asset.
Stablecoins that work
USDT, USDC and other stablecoins on Ethereum and Solana generate yield without giving up stability.
Without leaving the ecosystem
You activate yield from your BELOBABA wallet with one tap. No bridges, no external exchanges.
The two strategies
Conservative or ambitious. You decide.
Estimated APY 4–5%
Tokenised US Treasury bonds — Franklin Templeton, VanEck — and institutional-grade regulated fixed income instruments (Agora). Backed 1:1 by real assets. Bankruptcy-remote custody.
Estimated APY 8–10%
T-Bills combined with the most audited blue chip DeFi protocols on the market: Morpho and Aave. Opt-in.
Security
Built so your bank would approve it.
Isolated account per user
Your funds are never pooled with those of other clients. Every position is independent and controlled by you alone.
Triple independent audit
Cantina, Sherlock and Zellic have audited every line of the infrastructure. More than $40B in managed volume.
Institutional backing
Franklin Templeton, VanEck and Agora as the sources behind the conservative profile. The same instruments pension funds use.
Non-custodial
Neither BELOBABA nor anyone else can move your funds. You are the only signer of your position. Should anything fail, your assets remain directly withdrawable.
No lockup
Withdraw at any time, with no waiting periods and no penalties.
Who it is for
Any balance. Any account. Any size.
Businesses
Yield on idle capital. Withdrawable at any moment. Without tying up operating liquidity.
Individuals
Every dollar you are not using could be earning yield. Any balance, any account.
Institutional
Institutional-grade yield. Infrastructure with compliance built in.
FAQ
Frequently asked questions
From the moment you activate the strategy. It accrues daily.
Yes. No lockup, no penalties, no waiting periods.
At any time, from your dashboard.
It is not a bank deposit. Risks to consider: instrument issuer, stablecoin depeg (growth profile only) and smart contract. Every source is rated by an independent third party.
Activate yield on your balance today.
Open your account and choose your strategy in minutes. Fiat and crypto, in the same place.
Estimated, variable and non-guaranteed returns. They do not constitute financial or investment advice. Capital may fluctuate.