Stablecoins
USDT · USDC

Themoneythat crossesborders.

USDT and USDC across the main jurisdictions. Send value in seconds for cents, hold multi-currency treasury and switch on yield whenever you want.

What stablecoins are

The value of the dollar. The speed of the internet.

Stablecoins are digital assets whose value is pegged 1:1 to a fiat currency — mainly the US dollar. USDT (Tether) and USDC (Circle) are the two global standards, with more than $200 billion in circulation and a presence in over 130 countries.

They do not fluctuate like Bitcoin. They are not speculative. They are the new payment infrastructure of the global financial system.

The new cross-border payment rails

Sending money between countries has never been this fast or this cheap.

An international bank transfer takes between 2 and 5 business days and costs between $25 and $50 per operation. A stablecoin arrives in seconds, anywhere in the world, for cents.

Bank transferStablecoin
Time2–5 business daysSeconds
Cost$25 – $50Cents

BELOBABA offers stablecoin on/off ramp in the main jurisdictions:

AED

GCC area

USD

United States

EUR

Europe

MXN

Mexico

Convert between fiat and stablecoins instantly. No waiting. No unnecessary intermediaries. No banking hours.

For companies and SMEs

The treasury of the 21st century.

International supplier payments

Pay any supplier anywhere in the world in seconds. No SWIFT. No waiting. No correspondent banking fees.

International collections

Receive payments from global clients directly in stablecoins. Convert to your local currency whenever you want.

Multi-currency treasury management

Hold balances in USD, EUR, AED and MXN simultaneously, without needing multiple bank accounts in different countries.

Instant settlement

Close commercial deals with settlement in seconds — not days. Reduce counterparty risk and improve cash flow.

Stablecoins that earn

Your treasury does not have to sit still.

Stablecoin balances inside BELOBABA can switch on automatic yield through our yield infrastructure.

Conservative

4–5%

Estimated APY 4–5%

Tokenised T-Bills from Franklin Templeton and VanEck. Institutional-grade fixed income instruments. Bankruptcy remote. Ideal for corporate treasuries that put capital safety first.

Growth

8–10%

Estimated APY 8–10%

T-Bills combined with audited blue chip DeFi protocols: Morpho and Aave. For profiles with a greater appetite for yield.

No lockup. Withdraw at any time. Daily accrual.

See Remunerated accounts

Access to DeFi financing

Stablecoins open the door to financial protocols banks do not offer.

Collateralised loans

Deposit stablecoins as collateral and access crypto credit lines to finance operations, arbitrage or expansion — without going through a bank or waiting for a traditional credit approval.

Instant liquidity

Use your stablecoins as collateral and keep your position in other assets while you access capital. Without a taxable sale.

Institutional DeFi protocols

Access the most audited decentralised lending markets in the world — the same ones large investment funds use — from the familiar BELOBABA interface.

Security and backing

Not all stablecoins are the same.

USDC (Circle) and USDT (Tether) are the two issuers with the strongest backing, the longest operating track record and the deepest liquidity in the market. BELOBABA works exclusively with both, through direct agreements.

USDC — Circle

Regulated in the United States. Reserves audited monthly. Every USDC is backed 1:1 by dollars and equivalents held in regulated custody.

USDT — Tether

The most widely used stablecoin in the world. Available on Ethereum, Tron, Solana and other major networks.

Depeg risk

Although the main stablecoins have historically held their peg, there is a depeg risk tied to the issuer. BELOBABA works only with the two most solvent standards in the market.

Who it is for

Four profiles. One rail.

Companies operating internationally

That need to pay and collect globally, fast and cheaply.

CFOs and treasurers

Looking for yield on working capital without taking on market risk.

Traders and arbitrageurs

Who need instant liquidity across jurisdictions and access to decentralised financing protocols.

Global citizens

Who live across several countries and need a stable digital store of value, accessible anywhere.

FAQ

Frequently asked questions

Both are stablecoins pegged 1:1 to the dollar. USDC is regulated in the US with monthly audits. USDT is the one with the highest volume and global liquidity.

Yes. BELOBABA supports stablecoins on Ethereum, Solana, Tron, BNB Chain and more.

Not automatically — you decide whether to switch it on. Once activated, yield accrues daily.

Yes. Top up any of your BELOBABA cards directly from your stablecoin balance.

Yes. BELOBABA operates through regulated entities in each jurisdiction. Check with your local tax adviser for the specific accounting implications in your country.

Move your money like the internet moves data.

Open your account and start operating in USDT and USDC across AED, USD, EUR and MXN.

Open an account

Stablecoins are not regulated as bank deposits and are not covered by deposit guarantee schemes. Depeg risk lies with the stablecoin issuer. This does not constitute financial or investment advice.